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Consolidating multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner.
By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.
The debt management program at In Charge Debt Solutions will reduce your monthly payments and interest rates and provide bill consolidation – all without a loan.
In Charge credit counselors work with your creditors and get you a single, predictable monthly payment that you can afford.
In either case, the loan you get will carry a high interest rate.
But you don’t need a bank loan to consolidate debts.
Our financial literacy program will teach you how to save money, build an emergency fund and set achievable financial goals.
Online Lender: With bad credit, you pay .58 more per monthly payment and ,974.69 more over the life of the loan (20.1% more). Anne starting using credit in college to pay for books and expenses.With In Charge’s debt management plan, you can schedule the exact day of the month that your single debit pays all of your debts.This means no more confusion over what needs to be paid when: your debts are all paid with one payment.student loan is subject to completion of a loan application/consumer credit agreement, verification of application information, credit qualification, and a benefit to borrower determination.You don’t need a loan to eliminate credit card debt.
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We can help you become debt free, but how do you stay that way?