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Reaching a settlement agreement can take one phone call, or it may take several calls over a period of days, weeks, or even months.

When a deal is struck, you know that no deal is a real deal until it is documented, and then paid in accordance with the agreement.

One of the services I recommend to receiving debt settlement letters via fax is e The verbal agreement will be for a set amount of money either paid all at once, or paid by making several installments over a set period of time, until the settlement agreement is met.It’s important that you understand the deal is not done until it is documented and fully funded, consistent with the terms and payment timelines laid out in a debt settlement letter.There are some instances where I will recommend you record a phone conversation about agreeing to settle a debt.I always encourage you to tell the debt collector that you are recording the call and why (they refuse to send you the agreement in writing before payment is set up).

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Reaching the point where you have a verbal agreement to settle and pay off a debt for an amount you can afford is exciting, and a relief at the same time.

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